My transfer has been rejected 3 times based on credentials. I didn't realise I was using the wrong username the first 2 tries (first one I entered info as I would use to log in, second time I changed password and used the freshly minted password) - switched to email address for the 3rd try with what I am certain was the correct (fresh) password, but was still rejected. I just don't understand this. /shrug won't be the first time I have to restart from scratch.